Gary Davis has been involved in the local bluegrass scene since he came to the Richmond area in 1996.  He was a member of Virginia Crossroads and Lone Ridge Bluegrass bands.  Gary sings lead and harmony, and plays a powerful rhythm guitar.  

John Williams, born and raised in the Richmond area, has been playing bluegrass in the public eye since childhood. Playing a soulful mandolin and singing baritone, he has performed with Southside Virginia Bluegrass Band, and numerous others...

Junior Warden hails from Amelia County Virginia where he has lived all of his life. He has been playing and singing in the area with numerous bands since childhood, winning the VFMA junior singing championship at the age of 11. He sings lead and tenor with Borrowed Time and keeps a rock steady beat on the upright bass.

Tom DeLorge joined the Virginia bluegrass scene in 1989 when he was assigned to Ft. Lee as a soldier. He has been playing banjo, guitar and dobro since high school but just recently has been able to play seriously with the offer to join the boys of Borrowed Time.